The Effect Of Shopping & Premium Tax Credits On The Affordability Of Marketplace Coverage

This report was released on August 24, 2016, by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) within the federal Department of Health and Human Services (HHS). The researchers tested the impact of premium cost increases on consumers who currently qualify for the Advance Premium Tax Credit (APTC) for health insurance purchased through the federal Healthcare.gov Marketplace. This group of consumers represents a majority of enrollees who purchase plans through the federal Healthcare.gov Marketplace. ASPE projected that if Marketplace premiums increased by 25% between 2016 and 2017, about 73% of consumers could find coverage for . . .