Here is one of the policy questions for state Medicaid programs: Should Medicaid beneficiaries be required to make out-of-pocket contributions to cover the cost of their Medicaid coverage? Answering that question requires familiarity with the Section 1115 demonstration waiver for Medicaid expansion, which allows states to test new benefit designs and new approaches for delivering health care (see What Are Medicaid Waivers & Why Do They Matter?: An OPEN MINDS Market Intelligence Report).

What state Medicaid plans make individuals pay out-of-pocket? Answering this means identifying two groups of states. The first group are those states that . . .

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