The Federal Budget Reconciliation Bill Affects Eligibility & Enrollment In ACA Health Insurance Marketplace Plans
The federal budget reconciliation bill, House Resolution (HR) 1, which was signed into law on July 4, 2025, includes provisions that affect the Affordable Care Act (ACA) health Insurance Marketplace plans, according to an analysis by KFF, a non-profit organization focused on health policy. Key provisions in HR 1 include new pre-enrollment verification processes and documentation requirements, a shorter open enrollment period to end on December 15, more narrow eligibility for immigrants, more limits on premium tax credits and full repayment of excess premium tax credits, the analysis stated.
Additional changes, according to the KFF analysis, also include . . .