For 2026, 318 small group insurers across all 50 states and the District of Columbia have a median proposed premium increase of11%, according to a report by KFF, a non-profit organization focused on health policy. Rising health care costs are cited by insurers as a primary driver of premium increases, with higher prescription drug costs and utilization, rising labor expenses, and overall economic inflation also contributing to the increases. Higher projected costs next year were also attributed to declining enrollment and worsening risk pool morbidity by some insurers according to the KFF report.

While 68% majority of ACA-compliant . . .

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Proposed Health Insurance Premiums For Small Group Market Rise 11% For 2026

For 2026, 318 small group insurers across all 50 states and the District of Columbia have a median proposed premium increase of11%, according to a report by KFF, a non-profit organization focused on health policy. Rising health care costs are cited by insurers as a primary driver of premium increases, with higher prescription drug costs and utilization, rising labor expenses, and overall economic inflation also contributing to the increases. Higher projected costs next year were also attributed to declining enrollment and worsening risk pool morbidity by some insurers according to the KFF report.

While 68% majority of ACA-compliant . . .

Want To Read More? Log In Or Become A Paid Member
Resource Available For Paid OPEN MINDS Circle Members Only
Not a paid member? Don't miss out! Sign up today and receive unlimited organizational access to all OPEN MINDS strategic advice, market intelligence, and management best practices – over 250,000 resources!
If you are already a paid member, log in to your account to access this resource and more. If you are a free member, you will need to upgrade to a paid membership before accessing this resource.

If you are not yet a paid member, learn more about the OPEN MINDS Circle Market Intelligence Service Membership on our website, reach out to our team at info@openminds.com, or call us at 877-350-6463.

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