This tool examines not only a provider organization’s credit strength and key financial ratios, but also it’s financial vulnerability. It was designed to provide the key financial metrics, vulnerabilities assessment and financial management best practices to assist financial executives to strengthen long-term financial sustainability. While the calculator uses financial data from financial statements or IRS Form 990 to calculate key financial ratios, the focus of this tool is to give executives a trend analysis of ten key financial metrics, comparison to industry benchmarks, recommendations for implementing financial operations best practices, and an assessment of change in financial . . .