National Estimates of Mental Health Insurance Benefits

April 2004 National Estimates of Mental Health Insurance Benefits More than one in five Americans has a diagnosable mental disorder some time in his or her lifetime, yet only about half of those individuals receive professional mental health treatment (U.S. Department of Health and Human Services , 1999). One major determinant of an individual's access to mental health care is whether he or she has health insurance that includes mental health benefits. Research over the past decade (reviewed in Appendix A) has found that although most individuals in the United States had health insurance, and most with health insurance . . .