OPEN MINDS Industry Resources

Insuring The Uninsurable: An Overview Of State High-Risk Health Insurance Pools Lori Achman and Deborah Chollet Mathematica Policy Research, Inc. August 2001 Notes that most state high-risk insurance pools provide access to health insurance for few of those denied coverage in the private market. High premiums, deductibles, and copayments make high-risk pools unaffordable for people with serious medical conditions. Waiting periods for those with certain conditions, long waiting lists, and lack of marketing also keep enrollment rates low . . .