Michigan-based Truven Health Analytics’ Chief Medical Officer Warns Against Exchange-Only Health Benefits Model

Circle Connections: New Products & Services Sears Holdings and Darden Restaurants shook up the health care industry recently, when they announced employees will be given a fixed sum of money each year to choose their coverage and insurer from an online marketplace. The logic behind the approach is simple: By creating a marketplace, employees will be able to comparison shop and insurers will compete harder to get workers to select their plans, ultimately lowering health care costs. Unfortunately, the realities of health care consumerism do not follow simple logic. As more companies consider following the lead of Sears and Darden . . .