Order Denying Motion For Summary Judgement In Jones v. Federal Insurance Company

This document dated July 10, 2015 is a ruling in Jones v. Federal Insurance Company by the U.S. Northern District of California denying the defendant's motion for summary judgement. The plaintiff sued to challenge to the defendant's refusal to cover an accidental death claim due to a self-administered heroin overdose. The insurance company denied the claim on the grounds that the death was not due to an accident as defined in the policy—a sudden, unforeseen, and unexpected event which happened by chance from a source external to the individual. The policy lacked a clause excluding . . .