Clover Health, which offers Medicare Advantage plans, enhanced its current over-the-counter (OTC) benefit to include groceries. The new benefit is available to eligible members in 101 counties across Arizona, Georgia, Mississippi, New Jersey, Pennsylvania, South Carolina, Tennessee, and Texas. The benefit provides a monthly stipend in addition to a separate, existing OTC benefit. The goal is to address food insecurity among Clover Health members.
The enhanced grocery benefit is for members with certain chronic health conditions. Depending on the plan the individual is enrolled in, they will receive up to $125 in a quarterly stipend loaded on a benefits card which can be used to purchase grocery items, or OTC health-related items, at many major retailers, local supermarkets, and regional chains. Participating retailers include ACME Markets, CVS, Duane Reade, Food Lion, Kroger, Stop & Shop, Walgreens, and Walmart. Clover intends to continue to add more participating retailers over time. For Walmart purchases, the card can be used for delivery of OTC items.
The enhanced benefit will roll out in two phases. Starting August 1, 2021, Clover Health members in Georgia, New Jersey and South Carolina will begin receiving a $20 grocery stipend in addition to the separate, existing OTC benefit. In phase two, starting October 1, 2021, members who qualify within Clover’s Arizona, Georgia, Mississippi, New Jersey, Pennsylvania, South Carolina, Tennessee, and Texas markets will receive the combined benefit.
Clover Health is a next-generation risk-bearing health insurer. It offers two models of care: affordable Medicare Advantage plans with extensive benefits; and care coordination for fee-for-service Medicare beneficiaries through Direct Contracting. For both programs, Clover Health provide primary care physicians with the Clover Assistant and also make comprehensive home-based care available via the Clover Home Care program. The Clover Assistant is the company’s proprietary software platform which aggregates consumer data from across the health ecosystem to support clinical decision-making by providing physicians with real-time, personalized recommendations at the point of care. The company manages care for Medicare beneficiaries in 11 states, including Arizona, Georgia, Kansas, Mississippi, New Jersey, New York, Pennsylvania, South Carolina, Tennessee, Texas, and Vermont.
This was reported by Clover Health on July 16, 2021.