Information Regarding Stop Loss Insurance

June 29, 2012
This brief provides information to the federal government on stop-loss insurance for self-insured employer health benefit plans and the degree to which mid-size and small employers view self-insurance as a means of evading consumer and market protections imposed on insurers under the Patient Protection and Affordable Care Act of 2010 (PPACA). The organizations that put together the information are concerned about the increase in the use of stop-loss insurance with low attachment points by self-insured small employer plans and the possibility that it will undermine important requirements of the PPACA. The . . .