Proposed Rule: Patient Protection and Affordable Care Act; Annual Eligibility Redeterminations for Exchange Participation and Insurance Affordability Programs; Health Insurance Issuer Standards Under the Affordable Care Act, Including Standards Related to Exchanges

On June 26, 2014, the federal Department of Health and Human Services (HHS) released a proposed rule with provisions for the upcoming 2015 Health Insurance Marketplace open enrollment period, allowing Qualified Health Plans (QHPs) to auto-enroll existing members who wish to stay with the same plan. The new policy aligns the Marketplace policies with existing insurance market practices; the goal is to streamline the enrollment process for consumers wishing to remain in their current plan. Consumers will receive information from their health insurance company about the premium and the amount they are eligible to save on their monthly bill . . .