44% Of Adults In The U.S. Are Uninsured Or Underinsured

During 2023, 44% of working age adults (86.3 million people) had no health insurance, had a coverage gap during the year, or were covered by an unaffordable plan that left them underinsured. About 56% of U.S. working-age adults (about 110 million) were insured all year with coverage that was adequate to ensure affordable access to care. Affordability is defined as exposure to out-of-pocket costs and premium costs as a percentage of household income. ;

Among those with inadequate or unaffordable coverage, 9% (17.7 million people) were uninsured for the full year and 12% (23 . . .