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Disability Onset Age For ABLE Accounts Eligibility To Increase To 46 Years In January 2026

The onset age of a person’s disability for eligibility for Achieving a Better Life Experience (ABLE) accounts that enable tax-advantaged savings to pay for future care needs is increasing from the current 26 years to 46 years as of January 1, 2026. As a result, an additional six million people, including one million veterans, will have access to ABLE programs, according to a blog post sponsored by the Social Security Administration (SSA).

The ABLE Age Adjustment Act’s amendment that expands eligibility was signed into law in December 2022, according to the blog post. The first ABLE program . . .

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