Insurance Marketplaces From The Consumer Perspective

Last week I took a quick look at how many insurers are entering the new insurance marketplaces (see How Many Insurers Are Using The New Marketplaces? all members), which led to this question from a long-time Circle reader – what are the different kinds of insurance marketplaces consumers will have access to around the country?

The short answer is, states have three options when it comes to operating the health insurance marketplaces: state-run marketplaces, joint state- and federally-run marketplaces, and federally-run marketplaces in which the federal government operates the marketplace for states that opt not to. Here . . .