Humana is planning to expand its Medicare Advantage health maintenance organization (HMO) plans into 125 new counties for 2021. Beneficiaries will also have new choices through the launch of 69 new Medicare Advantage and Prescription Drug (MAPD) plans across hundreds of additional counties. Humana Honor, a Medicare Advantage plan in its second year, designed for U.S. military veterans, is will be available in 46 states, up from 27 states in 2020.
For all MAPD members, benefits include $0 telehealth copays for primary care physician (PCP) visits, urgent care, and outpatient behavioral health, $0 copays for COVID-19 testing, and a Health Essentials Kit (up to one per year). Health Essentials Kits include useful items for preventing the spread of COVID-19 and other viruses like the flu. For MAPD members with a COVID diagnosis, there is $0 copay for treatment and 14 days of home-delivered meals (up to 28 meals).
The Insulin Savings Program (ISP) is included on about half of Humana’s MAPD plans and a third of Medicare Part D Prescription Drug Plans (PDPs) to help members save on their diabetes medications. Under this program, Humana members will pay no more than $35 for a 30-day supply of select insulins.
More Humana Dual Eligible Special Needs Plans (D-SNPs) for people eligible for both Medicare and Medicaid will offer Healthy Food Cards, which provide members a monthly allowance, depending on location, of up to $75. With the card, D-SNP members can purchase approved food and beverages at a variety of national chains, such as Walmart, Kroger (including their brand portfolio), Walgreens, and CVS. Additionally, most Humana MAPD and D-SNP plans will offer extra benefits like dental, vision, over-the-counter (OTC) allowance, fitness program memberships, and home-delivered meals following an inpatient hospital stay.
Humana has served Medicare beneficiaries for more than 30 years, with nearly 8.4 million Medicare members in all 50 states, Washington, D.C., and Puerto Rico, as of June 30, 2020. Nearly 4.5 million of those members are enrolled in a Medicare Advantage plan.
This was reported by Humana, Inc. on October 1, 2020.