According to the Kaiser Family Foundation, 82 provisions of the Patient Protection and Affordable Care Act (PPACA) have gone into effect between 2010 and 2015 (see Health Reform Implementation Timeline). Of all of these numerous provisions, these are the select few that I have the biggest influence over health and human service organizations: Minimum Medical Loss Ratio (MLR) For Insurers – The MLR rules state that, for individual health insurance plans and plans in the small group market, health insurers must spend 80% (85% for large group health plans) of . . .
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