Will ‘Obamacare’ Increase Your Premiums? It Depends

We're in our 90-day countdown to the launch of the next component of the Patient Protection & Affordable Care Act (PPACA) , affectionately known as "Obamacare." What is confusing to most consumers (and most employers) is trying to figure out if the health care law will increase or decrease health care premiums. The answer to that is – it depends.

Certainly, if you are in the group of Americans making between 100% and 400% of the Federal Poverty Level ($11,490 for an individual and $23,550 for a family of four in 2013), the answer is a resounding "less . . .