Planning For 10.1%

Last week, the Congressional Budget Office (CBO) released new estimates quantifying the extent to which the “unwinding” of COVID Medicaid eligibility and Marketplace subsidy policies will affect Americans’ health care coverage (see Health Insurance For People Younger Than Age 65: Expiration Of Temporary Policies Projected To Reshuffle Coverage, 2023–33). The short story: currently 8.3% of the under-65 U.S. population does not have health insurance. It’s historic and the lowest rate of uninsurance we will see. Over the next decade, that rate will rise to 10.1%. But the implications of this shift for strategy are . . .