Comparison Of CHIP & QHP Plans Finds Wider Service Array & Lower Consumer Contributions In CHIP

A federal five-state comparison of State Children’s Health Insurance Program (CHIP) plans and the benchmark plans the five states selected as models for the benefits offered through qualified health plans (QHP) in 2014 found that the CHIP plans had a wider service array and lower consumer out-of-pocket costs than the QHP benchmark plans. The comparison involved Colorado, Illinois, Kansas, New York, and Utah. The states’ CHIP and benchmark state plans were similar in terms of the services on which they imposed day, visit, or dollar limits. The most significant differences in coverage limits between CHIP and . . .