Employers Moving To Consumer-Directed Health Plans Reduced Spending By 7%

Over a five-year period, employers that replaced a traditional health benefits plans with an Aetna consumer-directed health plan (CDHP), called Aetna HealthFund, spent seven percent less on members’ overall health costs than what they would have spent with a traditional plan. The savings translated to $21.8 million per 10,000 members. The findings were reported in the 8th Annual Aetna HealthFund study, a review of CDHPs based on information from approximately 2.3 million Aetna members. The study included 1.6 million members enrolled in a provider organization (PPO) plan whose employer had offered an Aetna HealthFund . . .