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The U.S. Department of Health and Human Services (HHS) announced that it is implementing measures to expand access to "more affordable" catastrophic health coverage through its new hardship exemption guidance.;This guidance streamlines access to more affordable catastrophic coverage for consumers who are ineligible for advance payments of the premium tax credit (APTC) or cost-sharing reductions (CSRs), according to the announcement.

"More Americans will be able to qualify for catastrophic health coverage based on need, beginning November 1st;with the start of open enrollment. Catastrophic plans generally have lower monthly premiums, are designed to protect consumers . . .

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Weekly News Wire | September 10, 2025

HHS Expands Access To Marketplace Catastrophic Health Plans For Upcoming Plan Year

The U.S. Department of Health and Human Services (HHS) announced that it is implementing measures to expand access to "more affordable" catastrophic health coverage through its new hardship exemption guidance.;This guidance streamlines access to more affordable catastrophic coverage for consumers who are ineligible for advance payments of the premium tax credit (APTC) or cost-sharing reductions (CSRs), according to the announcement.

"More Americans will be able to qualify for catastrophic health coverage based on need, beginning November 1st;with the start of open enrollment. Catastrophic plans generally have lower monthly premiums, are designed to protect consumers . . .

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Resource Available For Paid OPEN MINDS Circle Members Only
Not a paid member? Don't miss out! Sign up today and receive unlimited organizational access to all OPEN MINDS strategic advice, market intelligence, and management best practices – over 250,000 resources!
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If you are already a paid member, log in to your account to access this resource and more. If you are a free member, you will need to upgrade to a paid membership before accessing this resource.

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If you are not yet a paid member, learn more about the OPEN MINDS Circle Market Intelligence Service Membership on our website, reach out to our team at info@openminds.com, or call us at 877-350-6463.

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