Required Standardization Of ACA Marketplace Health Plans To End In 2027

Starting in 2027, health insurers participating in federally facilitated Affordable Care Act (ACA) Marketplaces will no longer be required to offer standardized plans or face federal limits on the number of non-standardized plans they can offer. Other provisions will expand catastrophic coverage options, change enrollment requirements, and give states more flexibility in overseeing provider networks. The changes are part of a final rule issued by the Centers for Medicare & Medicaid Services (CMS), with provisions taking effect in 2027 and 2028.

All ACA Marketplace plans must still cover the 10 essential health benefit categories, including hospital care, prescription drugs . . .