Workers’ Share Of Family Health Insurance Premiums Rises 9% In 2026

Workers with employer-sponsored family health insurance paid an average of $7,471 toward their annual premiums in 2026, a 9% increase from 2025. The total annual premium for family coverage, including employer and employee contributions, increased 5% to an average of $28,303. Workers at smaller firms paid more toward family coverage than those at larger firms, despite lower average total premiums.

At firms with fewer than 200 employees, workers contributed an average of $9,687 annually toward family coverage, compared with $6,840 at firms with more than 200 employees. The average total annual premium, including employer contributions . . .