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Love it or hate it, The Affordable Care Act (the ACA, or ObamaCare) has been in place since it was signed into law by President Barack Obama on March 23, 2010. It ushered in a wave of changes in health insurance rules and regulations—and has changed the face of health care (see Affordable Care Act Will Expand Mental Health And Substance Use Disorder Benefits And Parity Protections For 62 Million Americans).

The original legislation was changed by the Supreme Court. In 2012, the Court upheld the constitutionality of requiring all Americans have affordable health insurance coverage —but declared that . . .

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