Households containing an adult with a work-disability require an average of 28% more income (or an additional $17,690 a year for a household at the median income level) to obtain the same standard of living as a comparable household without a member with a disability. This is due to increased direct expenses ranging from higher out-of-pocket medical expenses or the costs of supports for disabilities, and the indirect cost of foregone earnings.

Out-of-pocket medical costs for people with a disability are more than twice as high as those without a disability for health care . . .

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