Yesterday, I looked at how the "Internet Of Things" has the potential to change how we live – and provide new capabilities for health care payers (see How The 'Internet of Things' Can Change Everything). How can the Internet of Things (IoT) provide a competitive edge? I think the IoT will be a powerful remote monitoring tool that will help organizations serve consumers earlier and better by predicting health care needs and reducing crises. It is the cost effective and passive means of monitoring vital signs and capturing consumer status metrics on a "24-7-365" schedule that will make the difference.…