There is a lot of burnout and financial stress in the U.S. workforce these days. Nearly seven in 10 employees (68%) report having experienced at least some financial stress in the past 12 months, and nearly three in 10 (28%) said it was a significant or overwhelming concern according to recent survey (see Benefits & Beyond: The Future Of Work). In fact, nearly half of the U.S. population (44%) identify as being ‘cash-poor’ with less than $200 in their savings account (see The 2026 Cash-Poor Report).

The question for executives in the field is how to adjust talent management strategies to deal with the reality of the current…